IHI Travel Medical Insurance - Single & Multi-Trip Plans

This plan provides travel medical and evacuation insurance for people traveling outside their country of citizenship who require a travel plan with some of the best hazardous sports coverage. It also has great rates for people aged 55 to 79 compared to most American plans that are offered.  Great for people engaging in high risk sporting and traveling - such as climbing Everestor engaging in professional or amateur organizes sports. The IHI plan has great passive war and terrorism coverage (see plan terms/conditions), but a 300% rating applies to people traveling to Iraq or Afghanistan. 

The travel insurance covers you no matter where in the world you go as long as you are traveling outside your country of residence as defined in policy. And no matter what you are doing during your travels - be it work, holiday or sports. It provides single trip coverage on travels abroad from one day up to 12 months. An annual multi-trip plan for multiple trips up to 1 month in length is also available.

CLICK HERE to apply online via IHI and get 5% discount!

You get a lot of advantages with an IHI Travel insurance

  • Direct payment of all hospital bills where ever possible
  • Access to IHI’s medical consultants
  • Free choice of doctors and hospitals
  • Full cover with no deductible
  • Professional and efficient reimbursement service
  • Worldwide cover during all types of travel: leisure, study and business
  • No restrictions on hazardous sports or occupations except of professional motorsports.
  • Free cover of children under the age of two
  • You must be 79 or younger to apply

Note that the IHI plan does not cover people engaging in motorsports.

CLICK HERE to apply online via IHI and get 5% discount!

Here is a summary of the travel medical plan - please download application and brochure for complete details:

Single Trip Travel Insurance Coverage Highlights

Please read the valid Policy Brochure for a detailed description of the conditions applying to the insurance.

  USD  EUR CHF GBP
Maximum cover per person per trip Unlimited Unlimited Unlimited Unlimited
Hospitalisation 100% 100% 100% 100%
Outpatient treatment by a doctor/specialist 100% 100% 100% 100%
Prescribed medicines 100% 100% 100% 100%
Prescribed treatment by a physiotherapist/chiropractor 2,500 2,000 3,400 1,375
Provisional pain-killing/relieving dental treatment 200  165 270 110
Ambulance transportation 100% 100% 100% 100%
Medical evacuation 100% 100% 100% 100%
Return trip 100% 100% 100% 100%
Compassionate emergency repatriation 100% 100% 100% 100%
Next-of-kin accompaniment  100% 100% 100% 100%
Compassionate emergency visit  100% 100% 100% 100%
Board, lodging and local transport for a person summoned or accompanying the insured, per day 300 250 400 165
Statutory arrangements in case of death 100% 100% 100% 100%
Home transportation of the deceased 100% 100% 100% 100%

 

How to Apply for IHI Single or Annual Multi-Trip Plan?

CLICK HERE to apply online via IHI and get 5% discount!

OR

Simply download application in Adobe Reader format and then fax to 604-913-1153 or send to our office by post or courier. You can pay by credit card. Plan can be purchase in USD, EURO or Pounds Sterling.

Download Application (click to download)

Download Brochure (click to download)

If the above does not appear on your screen at all, you may need to install the program Adobe Acrobat Reader. Download the Reader for free.

Please note that when the insurance is taken out after the insured has left the country of permanent residence, there is a waiting period of 3 days before the insurance takes effect. In the event of serious injury in connection with an accident, the right to compensation shall, however, take effect concurrently with the date of commencement of the insurance.

The IHI plan only covers you when you travel OUTSIDE your country of residence as defined in policy brochure. Plan does not cover inter-state travel or travel inside your country of residence.

War zone disclaimer
Please be informed that IHI only provides cover in IRAQ and AFGHANISTAN if the risk has been pre-approved by IHI. You are therefore under an obligation to notify IHI and our firm if you plan to travel to or stay in these countries. Cover will be provided at a premium loading only.

If you need cover for pre-existing medical conditions, please contact us and request this and the forms.

NOTE: The Travel insurance covers all hazardous sports except moto-cross and motor racing. It is not rescue insurance if you are NOT injured or sick.



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Note: Some of the products and services described or advertised on this site may not be available to residents of certain jurisdictions, depending on regulatory constraints, including Canada and the U.S. Please contact TFG Global Insurance Solutions Ltd. sm for more information about your specific jurisdiction. Some of the above coverage is NOT available to residents in British Columbia. TFG Global Travel Insurance.com & TFG Global Insurance Solutions Ltd. are all trademarks and service marks of TFG Global Insurance Solutions Ltd.™

 

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