If you are planning on attending the Beijing Olympics this August, obtaining adequate travel insurance is vital part of your pre-trip planning. For attendees at the Olympic games, many will wonder if good medical care is available at all should one get injured or fall ill in China. If one needs competent care for a sudden illness or injury, contraction of an infection or reaction to local air pollution, prompt medical care will be key. Travel insurance will be a must if you are attending the Olympic games.

Planners for the Beijing Olympics estimate that the games will attract almost 500,000 visitors from outside China for the exciting 17 day event starting August 8th, 2008. It has been estimated by the Journal of Travel Medicine that eight percent of travelers seek medical care while abroad. So, if say 5% of 500,000 attendees get sick, this means that 25,000 may get sick or injured and a significant number may require medical care. This could overwhelm the capacity of the Beijing clinics and hospitals who are western trained or practicing up to date and to first world medical standards. If you get a serious illness and can't be treated there, you may need to be evacuated to somewhere else in China or outside of China to receive the medical care you require. That is where a travel insurance plan with evacuation cover is critical.

The costs and reliability of medical care in China is quite uneven and difficult to predict. Having access to a quality travel insurance company with first rate assistance services is invaluable. Ambulances in China are often not well equipped and may not have properly trained personnel and adequate supplies and medical devices. Also, traffic is quite heavy in China and in rural areas emergency medical assistance and transport may not exist.

You should also remember that medical care is not free in China and you will be expected to pay cash for medical services in either public or private facilities. Of course, public medical facilities in China are not usually up to Western standards and many of their personnel may not speak English. A travel insurance provider with multilingual staff can provide the support and assistance you need in the event you experience a medical emergency in China. The travel insurer should be able to steer you to a medical provider who can provide adequate medical care in China. In the event of a claim, you need to contact the travel insurance carrier as soon as possible. 

TFG Global Travel Insurance.com provides travel medical insurance plans that can cover travelers to China for this years Olympic games and beyond.  

Where can I get travel insurance for the Olympics?

You can get a quote for a wide variety of travel insurance plans from TFG Global Travel Insurance via www.globaltravelinsurance.com/quote.htm

If you have other things your would like to know about travel insurance, please contact us today.

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